– We help clients make smart benefit decisions –

SmartBenefits Marketplace™ is MRCT’s proprietary, multi-carrier private exchange offering employers and employees a flexible, robust way to access a vast array of benefit options online. SmartBenefits Marketplace is administered by the experienced MRCT team and offers numerous benefits to employers and employees. Through defined contribution, employers control benefit costs and remain involved in benefits plan design. Employees comparison shop in a decision supported environment for benefits that best suit their needs at prices that fit their budget.
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The world of insurance, HR, and compliance regulations are complex and businesses and individuals turn to us to help solve problems when they occur and for comprehensive strategies to meet a set of unique needs and objectives.  We are locally owned and operated yet through our national partnerships, we offer even the smallest employer access to those same resources that can help them level the playing field and compete with anyone – even Fortune 500 companies. → Read More

Are you a sole proprietor, or an individual in Missouri or Southern Illinois without access to group coverage? You can access quality, affordable coverage through MRCT, and you can also find out if you qualify for a federal subsidy.  MRCT’s online Marketplace enables you to compare plans and shop for the program that fits your needs and budget. You can also contact the MRCT team directly to discuss your options so you have peace of mind that the right decision was made. → Research Plans Now

Today’s employee benefits marketplace is highly dynamic. Principals of employee benefits firms face a myriad of strategic and financial challenges. Finding a way to survive is close to or at the top of the list. Remaining an independent firm likely means going it alone with little assistance from any trusted, knowledgeable resources. Joining a team presents new opportunities for growth and means increased access to resources, markets, and solutions for your clients.  Partner with MRCT.  → Read More

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MRCT is a member of Benefit Advisors Network (BAN), the exclusive, premier, national network of independent employee benefit brokerage and consulting companies.
Our clients say it best. Learn more about the MRCT experience from a few of our happy clients

Why The Changing Health Insurance Renewal Dates?!?

DOL Proposes Changes to Annual Reporting for ERISA Plans

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