MRCT OneDigital – The Next Generation in Health and Benefits

February 8th, 2017 by Holley Maher

    In August 2016, I announced MRCT’s decision to join OneDigital Health and Benefits, one of the nation’s leading benefits advisory companies. We saw the move as an enhancement of what we’ve always done best—serve our clients and deliver forward-thinking strategies to help them succeed in an increasingly challenging world. Since our partnership with […]

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Why The Changing Health Insurance Renewal Dates?!?

August 2nd, 2016 by Holley Maher

Are you one of the many businesses with 2-100 employees who changed to an October renewal date? Need a refresher on why you made the decision to shift to an October or December renewal? Confused as to why you have an “opportunity” to move back to a January 1st renewal? If you answered yes to […]

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DOL Proposes Changes to Annual Reporting for ERISA Plans

July 28th, 2016 by MRCT

The U.S. Department of Labor (DOL) recently proposed revisions to Form 5500 (Annual Return/Report for Employee Benefit Plan), the related schedules, and the rules that govern the forms. In general, these changes would first apply for the 2019 plan year, although certain changes may be implemented earlier. These proposed revisions were published on July 21, […]

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HHS Issues Final Rule on ACA Nondiscrimination Provisions (Section 1557)

July 26th, 2016 by MRCT

In May, the Department of Health and Human Services (HHS) published a final rule implementing Section 1557 of the Affordable Care Act (ACA), which prohibits discrimination on the basis of, among other grounds, sex (including gender identity) in certain health programs and activities. Specifically, entities covered under the rule cannot deny, cancel, limit or refuse […]

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UPDATE- ACA Reporting Update: AIR System Will Remain Up and Running after June 30th Deadline

July 12th, 2016 by MRCT

This version clarifies the timeframes within which corrections must be made. While the deadline to electronically file Affordable Care Act (ACA) information returns with the IRS passed on June 30, 2016, the ACA Information Returns (AIR) system used to electronically file those returns will remain up and running. On June 30th, the IRS noted the […]

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Marketplace Subsidy Notices: What Employers Need to Know

July 6th, 2016 by MRCT

In late June, the U.S. Department of Health and Human Services (HHS) reportedly mailed out several hundred thousand notices to employers, dated June 21, 2016, informing them that one or more of their employees have been certified as eligible for a premium subsidy through a federal Health Insurance Marketplace.  Employers in states with state-run Marketplaces […]

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Looking for a Long Term Strategy to Manage Your Employer Health Plan? Consider an ACO!

June 23rd, 2016 by MRCT

Managing health care costs is one of the most difficult challenges facing employers and employees. One of the reasons premiums are on a steep incline is due to the waste in the healthcare system.  Speaking of, did you know there are billions of dollars wasted in the US healthcare system each year? Did you catch […]

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Another Extension?!?

June 20th, 2016 by MRCT

When the Affordable Care Act originally passed in 2010 many individuals and small employers expected to lose their existing policy in 2014. Over the past six years, many aspects of the ACA have been delayed and in early 2014 CMS offered a two year transitional policy providing employers with an option to extend the existing […]

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June 9th, 2016 by MRCT

Employers that sponsor self-insured group health plans, including health reimbursement arrangements (HRAs) should keep in mind the upcoming August 1, 2016 deadline for paying fees that fund the Patient-Centered Outcomes Research Institute (PCORI).  As background, PCORI was established as part of health care reform to conduct research to evaluate the effectiveness of medical treatments, procedures […]

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Benefits Education – Are You Making the Mark?

June 1st, 2016 by Michael Tabash

Think of your favorite shirt. It looks great, feels great and moves effortlessly in your body’s direction. Isn’t that what your company culture should do? Now think about your employee benefit program–Can it be like your favorite shirt? When the average benefits broker renews a client or gains a new client, they spend between two […]

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